Bond Cost Calculator

When you buy a home, the purchase price isn’t the only cost. There are also once-off “hidden” costs like government taxes and legal fees that you must pay before the property can become yours.

Use this calculator to see exactly how much cash you need to save up.

Follow these 3 steps:

1. Enter the Purchase Price Type in the full price of the property you want to buy (e.g., R1,200,000).

2. Enter the Bond Amount This is the amount you need to borrow from the bank.

• If you are paying a cash deposit: Subtract your deposit from the purchase price. (Example: Price is R1.2m – Deposit is R120k = Enter R1,080,000 here).

• If you need a 100% loan: Enter the full purchase price here.

3. Click Calculate You will get an instant summary of the total cash you need to pay the lawyers and the government.

Pro Tip: Play around with the purchase price to see how different property values change your tax and legal fees. This helps you budget so there are no nasty financial surprises on registration day.

*** The figures provided by this calculator are for estimation purposes only and do not constitute a formal quote. While we use the latest available LSSA guidelines and Deeds Office levies, final invoice amounts may differ due to variable costs such as FICA verification, electronic document generation, and courier fees. ***